GCC 101:


We hope it never happens, but should you be injured while on a GCC ride go to the American Specialty Website to find instructions for reporting the incident. You will need the signature of a GCC official to submit the required form. Generally, if you are a GCC member, our insurance will cover what yours does not after the first $500 is paid, up to $10,000. Amounts paid by your insurance company count towards the $500.

If you get into a liability situation on a GCC ride, our insurance is primary insurance. You are covered if you are a GCC member and have signed and dated a release.

This insurance only covers you while on a GCC ride or participating in a GCC event. Unfortunately, if you fall off your bike while riding to a ride, you are not covered. More importantly, rides that are not organized through the GCC are not covered. To qualify, a ride must be posted on the GCC Ride Schedule in the Members Area. Should you choose to organize a ride through non-GCC social media, ensure the participants know that they are not covered by the GCC medical insurance, and that liability coverage is through your homeowner policy.

Gainesville Cycling Club Web Site